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These legal notices, which include disclaimers of liability, govern your use of this website.  Please read them carefully.

The website is designed to be accessed through its main section pages, which carry information relevant to the subsequent pages.  If you access individual pages directly, you may not see legal and regulatory information, which must be read with the appropriate pages.

Eligible Visitors

The content of this website and the products and services featured are addressed only to the UK Market.  The website is not intended for use by persons or organisations in jurisdictions that prohibit the promotion or provision of any of the products or services featured.  C. Hoare & Co. only provides services or products in jurisdictions where and when they may be lawfully offered.

Suitability of services

The advertisement of any services or products on the website, and any statements made about any particular services or products are indications only of the services offered by C. Hoare & Co. and do not constitute a warranty by C. Hoare & Co. that any such service is suitable for you and nothing on this website should be construed as a solicitation or offer or recommendation to buy or sell securities or any other investment or product or to provide any investment advice or service. 

Company and regulatory information

C. Hoare & Co. is registered in England and Wales, registered number 240822.  Registered Office: 37 Fleet Street, London EC4P 4DQ.

C. Hoare & Co. is authorised and regulated by the Financial Services Authority with Registration Number 122093.  The Financial Services Authority’s address is 25, The North Colonnade, Canary Wharf, London E14 5HS.

The Financial Services Authority does not regulate credit cards, overdrafts or personal loans.

C. Hoare & Co. is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Compensation payments under the scheme are limited as follows:

- In respect of deposits, an eligible depositor is entitled to claim up to £50,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £50,000 each (making a total of £100,000). The £50,000 limit relates to the combined amount in all the eligible depositor’s accounts with the bank, including their share of any joint account, and not to each separate account.

- In respect of investments, protection for 100% of £50,000.

- In respect of advising and arranging house purchase finance, protection for 100% of £50,000.

- In respect of general insurance and pure protection advising and arranging, protection for 90% of the claim with no upper limit.

Past performance is not necessarily a guide to future performance.  The value of any investments, and the income from them, may fall as well as rise and you may not recover the value of your investment.

Changes in rates of exchange may cause the value of the investments that involve exposure to a foreign currency to go up or down.  Tax reliefs available under current legislation may change, and their availability and value depend on individual circumstances.

Complaints

If for any reason you have any cause for complaint about the way in which C. Hoare & Co. has performed its duties, you should immediately contact C. Hoare & Co. who will deal with the complaint.  A copy of C. Hoare & Co.'s complaint handling procedures is available on request.  In any event, you have the right to complain directly to the Financial Ombudsman Service.

Third party websites and products

You may not link any other website to this website without obtaining the prior written consent of C. Hoare & Co.

Third Party Links

This website contains hyperlinks to other websites, which may not be regulated by the Financial Services Authority and which are hosted and maintained by third parties.  C. Hoare & Co. has no control over the security or content of these sites and you use these sites at your own risk.

Suspicious letters or emails, scams and frauds

Please be aware that fraudsters may pose as someone from C. Hoare & Co. to carry out scams or frauds.

Usually these will originate by email and may involve offering a large sum of money. The key to the scam is persuading you to enter into communication with the fraudster and obtaining your identity details.

If you receive an email of this nature claiming to be from C. Hoare & Co. or someone at the bank, you should be very cautious about corresponding with the sender. It is highly unlikely that it originates from us.

Please note that we may not respond to individual enquiries about emails of this nature and that neither C. Hoare & Co. nor any of its directors, employees or contractors will be responsible for any losses incurred by any such scam or fraud.

More information regarding scams and frauds can be found at:

British Metropolitan Police:
www.met.police.uk/fraudalert/419.htm

US Federal Bureau of Investigation:
www.fbi.gov/majcases/fraud/fraudschemes.htm#nigerian

Copyright

Information on this site is for personal use only and may not be reproduced, stored or distributed to any other person or incorporated in a document without C. Hoare & Co.’s written permission.

Liability

This website is provided on an "as is" basis. C. Hoare & Co. disclaims all warranties and conditions, including without limitation all express or implied warranties or conditions as to satisfactory quality, availability, fitness for purpose, or as to the accuracy, completeness or currency of the information provided on this website. In no event shall C. Hoare & Co. be liable for any indirect or consequential damages including without limitation loss of profit or opportunity, incurred by you arising out of your use, misuse or inability to use this website.

Applicable law

English Law shall govern this website (including these legal notices) and the English Courts shall have exclusive jurisdiction over any disputes arising from this website.

The contents of this website are subject to change without notice.